ব্যাংকার্স ভাইভা ট্রায়ালঃ পর্ব-৩৯ ব্যাংক, ইনস্যুরেন্স ও বাজেট

0
1637

ব্যাংকিং নিউজ বাংলাদেশঃ যাদের স্বপ্ন ব্যাংকিং জগতে ক্যারিয়ার গড়া অথবা যারা ব্যাংকার হিসেবে কর্মরত আছেন তাদের জন্য এই ক্ষুদ্র প্রয়াস। এখানে এমসিকিউ, লিখিত ও ভাইভার জন্য Banking, Insurance, BSEC, Bank & Budget নিয়ে কিছু গুরুত্বপূর্ণ তথ্য নিম্নে তুলে ধরা হলো-

Central Bank = Bangladesh Bank
1. Total Bank = 64

  1. Schedule Bank = 57
  2. Foreign Bank = 9

  3. Islamic Bank = 8 (First -IBBL 1983+ Last-Union Bank)

  4. SOCB = 6 (SBL, JBL, ABL, RBL, BDBL & Basic)

  5. SB = 2 [BKB & RAKUB]

  6. সেনা পরিচালিত ব্যাংক = Trust Bank

  7. বিজিবি পরিচালিত ব্যাংক = সীমান্ত ব্যাংক, Proposed = Maritime Bank Navy

  8. First Private Commercial Bank = AB Bank Ltd

  9. সরকারি ব্যাংকের মধ্যে ইসলামী ব্যাংকিং প্রথম চালু করে = অগ্রণী ব্যাংক

  10. Ministry of Finance Controlled by Bank & NBFI
    [NBFI = 33, Last_CAPM Capital Venture & Finance Ltd] [Credit Rating Agency = 8] Banking Industry under SERVICE Revenue comes from SERVICE -53.39%

  11. CB & NBFI are Controlled by BB
    The Pioneer of BB = Shafiul Kader
    BB Total Branch = 10
    Last Branch = Mymensingh
    The Pioneer of GB & CSR = Dr. Atiur Rahman
    BB First Governor = A N M Hamidulalllah
    Present Governor = Fazle Kabir (11th)
    Governor Duration = 4 years

  12. Total Note = 9
    Bank Note = 6 (10, 20, 50, 100, 500, 1000)
    Govt Note = 3 (1, 2 & 5)
    Govt Note =
    1 Tk Note = 1972
    2 Tk Note = 1989
    5 Tk Note = 15 November 2015
    Bank Note Signed by Governor
    Government Note signed by Secretary of Finance
    ACU = Asian Clearing House ~Chairman ~ Fazle Kabir
    Present Foreign Remittances = $14.92 Billion
    Foreign Reserve = $32.09 Billion

  13. Budget:
    46th Budget = Seize 340605 Core
    ADP (1 year) = 110700 Core
    Highest time budget declared by Saifur Rahman (12 times)
    A M Abdul Muhit = (2+8=10 times)
    VAT Launched = FY 1 July 1991
    Government Revenue Source = VAT

15.First Launching Service
Mobile Banking = DBBL
Tele Banking = SCBL
Agent Banking =Bank Asia & Agrani Bank
ATM = DBBL
(প্রথমবারের মতো ব্যাংকিং মেলা অনুষ্ঠিত হয় = ২৬ নভেম্বর – ৩০ নভেম্বর ২০১৫)
(Hot Topics = School Banking, Banking Fair, Green Banking & CSR, Agent Banking etc.)

  1. Rates & Ratio:
    Per Capita Income = $1466
    GDP Growth Rate = 7.11%
    Expected GDP = 7.20%
    Inflation Rate = 5.03 ( December 2016) E-5.80
    Bank Rate = 5%
    CRR = 5.5%
    SLR = 13%
  2. Insurance:
    IDRA = Insurance development & Regulatory Authority
    IDRA = Chairman ~ Shafiq Ahmed
    Total Insurance Company = 78
    Foreign Operating Company = Met Life (USA)
    New approved Insurance Company = LICBL
    IDRA recently postpone License = Standard Life Insurance

  3. BSEC:
    BSEC = Bangladesh Security Exchange & Commission
    Two SEC
    DSE = 1954
    CSE = 1995
    Proposed = KSE
    [IPO, Burse, Primary & Secondary Related in SE]

  4. Banking Generation:
    1st generation Before 1991
    AB Bank, IFIC Bank
    2nd Generation Before 2001
    Karmossanthan Bank
    3rd Generation Before 2011
    Jamuna Bank
    4th Generation After 2011
    NRBC Bank, SBAC, Meghna
    Architect of Bangladesh Bank – Shafiul Kader
    Bangladesh Bank Established – 16 Dec 1971
    Taka Museum Located – Mirpur-2

  5. Regulatory Body:
    I) Bangladesh Bank
    ~ Scheduled Bank
    ~ Non-Scheduled Bank
    ~ NBFI
    I) Insurance Development & Regulatory Authority
    ~ Life Insurance Company
    ~ Non- Life Insurance Company.
    III) BSEC
    ~ Stock Exchange (DSE & CSE)
    ~ Stock Dealers & Brokers
    ~ Merchant Bank
    ~ Asset Management Company
    ~ Credit Rating Agencies
    IV) Micro Credit Regulatory Authority
    ~ Micro Finance Institutions.

আশা করি, সকলের কাজে লাগবে। ভাল থাকবেন। আল্লাহ হাফিজ।

Leave a Reply