ব্যাংকার্স ভাইভা ট্রায়ালঃ পর্ব-৩৯ ব্যাংক, ইনস্যুরেন্স ও বাজেট

যাদের স্বপ্ন ব্যাংকিং জগতে ক্যারিয়ার গড়া অথবা যারা ব্যাংকার হিসেবে কর্মরত আছেন তাদের জন্য এই ক্ষুদ্র প্রয়াস। এখানে এমসিকিউ, লিখিত ও ভাইভার জন্য Banking, Insurance, BSEC, Bank & Budget নিয়ে কিছু গুরুত্বপূর্ণ তথ্য নিম্নে তুলে ধরা হলো-

Central Bank = Bangladesh Bank
1. Total Bank = 64
2. Schedule Bank = 57
3. Foreign Bank = 9
4. Islamic Bank = 8 (First -IBBL 1983+ Last-Union Bank)
5. SOCB = 6 (SBL, JBL, ABL, RBL, BDBL & Basic)

1. SB = 2 [BKB & RAKUB]
2. সেনা পরিচালিত ব্যাংক = Trust Bank
3. বিজিবি পরিচালিত ব্যাংক = সীমান্ত ব্যাংক, Proposed = Maritime Bank Navy
4. First Private Commercial Bank = AB Bank Ltd
5. সরকারি ব্যাংকের মধ্যে ইসলামী ব্যাংকিং প্রথম চালু করে = অগ্রণী ব্যাংক
6. Ministry of Finance Controlled by Bank & NBFI
   [NBFI = 33, Last_CAPM Capital Venture & Finance Ltd]
   [Credit Rating Agency = 8]
   Banking Industry under SERVICE Revenue comes from SERVICE -53.39%
7. CB & NBFI are Controlled by BB
   The Pioneer of BB = Shafiul Kader
   BB Total Branch = 10
   Last Branch = Mymensingh
   The Pioneer of GB & CSR = Dr. Atiur Rahman
   BB First Governor = A N M Hamidulalllah
   Present Governor = Fazle Kabir (11th)
   Governor Duration = 4 years
8. Total Note = 9
   Bank Note = 6 (10, 20, 50, 100, 500, 1000)
   Govt Note = 3 (1, 2 & 5)
   Govt Note =
   1 Tk Note = 1972
   2 Tk Note = 1989
   5 Tk Note = 15 November 2015
   Bank Note Signed by Governor
   Government Note signed by Secretary of Finance
   ACU = Asian Clearing House ~Chairman ~ Fazle Kabir
   Present Foreign Remittances = $14.92 Billion
   Foreign Reserve = $32.09 Billion
9. Budget:
   46th Budget = Seize 340605 Core
   ADP (1 year) = 110700 Core
   Highest time budget declared by Saifur Rahman (12 times)
   A M Abdul Muhit = (2+8=10 times)
   VAT Launched = FY 1 July 1991
   Government Revenue Source = VAT

15.First Launching Service
Mobile Banking = DBBL
Tele Banking = SCBL
Agent Banking =Bank Asia & Agrani Bank
ATM = DBBL
(প্রথমবারের মতো ব্যাংকিং মেলা অনুষ্ঠিত হয় = ২৬ নভেম্বর – ৩০ নভেম্বর ২০১৫)
(Hot Topics = School Banking, Banking Fair, Green Banking & CSR, Agent Banking etc.)

1. Rates & Ratio:
   Per Capita Income = $1466
   GDP Growth Rate = 7.11%
   Expected GDP = 7.20%
   Inflation Rate = 5.03 ( December 2016) E-5.80
   Bank Rate = 5%
   CRR = 5.5%
   SLR = 13%
2. Insurance:
   IDRA = Insurance development & Regulatory Authority
   IDRA = Chairman ~ Shafiq Ahmed
   Total Insurance Company = 78
   Foreign Operating Company = Met Life (USA)
   New approved Insurance Company = LICBL
   IDRA recently postpone License = Standard Life Insurance
3. BSEC:
   BSEC = Bangladesh Security Exchange & Commission
   Two SEC
   DSE = 1954
   CSE = 1995
   Proposed = KSE
   [IPO, Burse, Primary & Secondary Related in SE]
4. Banking Generation:
   1st generation Before 1991
   AB Bank, IFIC Bank
   2nd Generation Before 2001
   Karmossanthan Bank
   3rd Generation Before 2011
   Jamuna Bank
   4th Generation After 2011
   NRBC Bank, SBAC, Meghna
   Architect of Bangladesh Bank – Shafiul Kader
   Bangladesh Bank Established – 16 Dec 1971
   Taka Museum Located – Mirpur-2
5. Regulatory Body:
   I) Bangladesh Bank
   ~ Scheduled Bank
   ~ Non-Scheduled Bank
   ~ NBFI
   I) Insurance Development & Regulatory Authority
   ~ Life Insurance Company
   ~ Non- Life Insurance Company.
   III) BSEC
   ~ Stock Exchange (DSE & CSE)
   ~ Stock Dealers & Brokers
   ~ Merchant Bank
   ~ Asset Management Company
   ~ Credit Rating Agencies
   IV) Micro Credit Regulatory Authority
   ~ Micro Finance Institutions.